Insurance Shopping Tips for Small Business

Behind health insurance, dental benefits are employees’ top priority.
While unlimited PTO and animal-friendly offices are trending office perks, get back to basics with better insurance coverage.
Get the right dental benefits for your small business.
Here’s what to consider:
Group Size:
The number of people you insure can influence how you buy.
- Self-Employed
If you are a freelancer or entrepreneur, individual or family insurance is likely the best choice. Research plans on our site, Healthcare.gov, or any other provider.
- 1-50 Employees
Pick the plan and path to purchase that best suits your needs:
1. Contact your benefits agent.
2. Email us at sales@deltadentalwi.com or call for a quote, 800-236-3713
3. Or SHOP online at the ACA’s Small Business Health Options Program (SHOP)
Private Exchanges
Private health exchanges are often run by insurance brokerages, which means buyers and sellers work together to create efficiency. This can work to your small business’ advantage.
Premiums vs. Deductibles
A dental premium is the amount you pay to keep the policy in force. The deductible is the amount you pay on any given claim. The lower the deductible, the higher your premium.
Employee Wellness
Assess the dental health of your employees. With a healthier staff, you can decrease the premium by offering a plan with a higher deductible.
No matter which route you choose, encourage your team to use their benefits. It can improve their oral and overall health and your bottom line.
Comments
Related stories
-
Gluten-Free Grins: 3 Teeth Tips for Celiac Disease
Ah, the life of a celiac sufferer. Bread is your worst enemy and most coveted desire. Going … Read More
-
Celebrate World Oral Health Day
Every year on March 20, more than 100 countries unite for World Oral Health Day to celebrate … Read More
-
Delta Dental of Wisconsin is Committed to Helping Our Community
At Delta Dental of Wisconsin (DDWI), it’s our mission to improve oral health and wellness, and we … Read More
Sign Up Now
Tweets
Poll

Most Liked
- 1 Is Activated Charcoal Safe for your Smile? 147 Likes
- 2 Do Expiration Dates on Dental Products Matter? 135 Likes
- 3 Own Your Oral Health: Subscribe now for tips to ensure a bright smile 9 Likes
- 4 5 Hilarious Requests From Kids to the Tooth Fairy 7 Likes
- 5 Colds and Oral Health 7 Likes
- 6 How to Use Two Dental Plans 5 Likes
- 7 Why Do Cavities Hurt? 5 Likes
- 8 4 Things You Need to Know About Wisdom Teeth 5 Likes
- 9 Women’s Oral Health Timeline [INFOGRAPHIC] 4 Likes
- 10 3 Things You Could Lose if You Skip Your Annual Dentist Appointment 4 Likes
Most Commented