Insurance Shopping Tips for Small Business

Behind health insurance, dental benefits are employees’ top priority.

While unlimited PTO and animal-friendly offices are trending office perks, get back to basics with better insurance coverage.

Get the right dental benefits for your small business.

Here’s what to consider:

Group Size:

The number of people you insure can influence how you buy.

• Self-Employed

  If you are a freelancer or entrepreneur, individual or family insurance is likely the best choice. Research plans on our site, Healthcare.gov, or any other provider.

• 1-50 Employees

  Pick the plan and path to purchase that best suits your needs:

  1. Contact your benefits agent.
  2. Email us at sales@deltadentalwi.com or call for a quote, 800-236-3713
  3. Or SHOP online at the ACA’s Small Business Health Options Program (SHOP)

Private Exchanges

Private health exchanges are often run by insurance brokerages, which means buyers and sellers work together to create efficiency. This can work to your small business’ advantage.

Premiums vs. Deductibles

A dental premium is the amount you pay to keep the policy in force. The deductible is the amount you pay on any given claim. The lower the deductible, the higher your premium.

Employee Wellness

Assess the dental health of your employees. With a healthier staff, you can decrease the premium by offering a plan with a higher deductible.

No matter which route you choose, encourage your team to use their benefits. It can improve their oral and overall health and your bottom line.

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